Highlights
- To find a therapist who accepts Blue Cross NC, review all plans, search the directory, look for in-network options, and schedule an appointment.
- Therapists who accept Blue Cross NC insurance may provide in-person or virtual CBT, DBT, EMDR, individual therapy, group therapy, and substance use counseling, depending on clinical needs and insurance coverage.
- BCBS plans may provide coverage for therapy services used in the treatment of conditions such as PTSD, OCD, ADHD, BPD, depression, and anxiety, depending on the member’s specific plan.
- Verify Blue Cross insurance coverage at EHG of NC instantly. We also offer behavioral health service coverage for Aetna, Cigna, UMR, and other major commercial insurance.
- We welcome people from NC and throughout the United States to receive our BCBS-covered therapies, wherever you are coming from, professional care is available.
Do you have an HMO, PPO, or POS plan with Blue Cross NC insurance and need a therapist that accepts it? Most people hesitate to seek help due to expensive therapy options. However, BCBS (Blue Cross Blue Shield) offers multiple plans to make therapy affordable in North Carolina. The simple steps to find a therapist that takes BCBS in NC include:
- Review the BCBS plan and all mental health benefits
- Choose the right licensed mental health professional
- Call to verify benefits for that therapist
- Schedule an appointment and begin therapy
Looking for specialized behavioral health programs and therapists that take BCBS in NC? EHG of NC welcomes clients from Cabarrus, Johnston, Onslow, Iredell, and surrounding counties. Call us at 910-335-9102 to enroll in our therapy programs.
How to Instantly Verify Your BCBS Insurance in 60 Seconds?Verifying BCBS health insurance may only take 60 seconds. Participants can contact BCBS directly or, for instant insurance verification, call us. Our admission team will guide you about PPO, POS, and HMO:
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Does BCBS Cover Therapy?
Yes, Blue Cross NC covers therapy under its mental health service coverage 1. Under the Mental Health Parity and Addiction Equity Act (MHPAEA), the therapeutic coverage is often compared to medical or surgical benefits 2.
At EHG of NC, Blue Cross and Blue Shield of North Carolina (Blue Cross NC) members may receive coverage for:
- Individual Therapy: One-on-one sessions for anxiety disorders, depression, phobias, and grief and loss.
- Group Therapy: Peer group mental health support sessions for substance abuse treatment and PTSD.
- Couple Counseling and Family Therapy: For overcoming relationship and communication issues.
- Psychiatric Services: Covers disorders related to personality and psychotic disorders (such as schizophrenia).
Simple Steps To Find a Therapist That Takes BCBS in NC
Therapists accepting Blue Cross Blue Shield in NC offer one-on-one, group, and family counseling under various plans. Here’s how to find the right therapist that takes BCBS:
Step 1: Review Your BCBS Plan and Mental Health Benefits
BCBS of North Carolina has different coverage rules. Our team provides the exact details of the plans to avoid unexpected costs with HMO, PPO, and POS coverage. Here’s what to look for:
- Plan coverage of different plans, including:
- Point of Service Insurance Plans (POS)
- Preferred Provider Organization (PPO)
- Health Maintenance Organization (HMO)
- Need for referral from a Primary Care Provider (PCP)
- Availability of copays or coinsurance options
- Requirement to meet deductibles (if any)
- Limits to the number of therapy sessions
Step 2: Choose the Right Licensed Mental Health Professional
Many licensed mental health professionals may accept BCBS plans, although participation varies by provider and location. Depending on the condition or disorder, individuals can select a specific provider (i.e., consult a Blue Cross Blue Shield psychiatrist for depression).
Typically, the therapists who accept BCBS are:
- Psychologists
- Psychiatrists
- Licensed Clinical Social Workers (LCSWs)
- Licensed Professional Counselors (LPCs)
- Licensed Marriage and Family Therapists (LMFTs)
Step 3: Call Us to Verify Benefits for Therapist
Network plans and BCBS therapist coverage can change over time. To avoid delay, confirm the benefits directly with the admissions team. Here’s what to do:
- Call our admissions support team
- Confirm the in-network status of the therapist
- Ask about pre-authorization, copays, deductibles, and required documents
Step 4: Schedule an Appointment and Begin Therapy
After insurance confirmation, schedule and start therapy. Licensed mental health care specialists at Empower Health Group of North Carolina can help the individual to:
- Schedule an initial confidential consultation
- Complete documentation, patient intake forms, and insurance verification
- Select therapy options (Individual, group, or family counseling)
- Decide on the session duration
- Start a personalized mental health treatment plan
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We encourage you to seek help for your emotions and behaviors related to substances. Our behavioral health clinic accepts major commercial insurance plans. Call 910-335-9102 Monday through Friday from 9 AM to 5 PM to verify insurance, or fill out the online form to enroll.
Conditions Therapist Treat Using BCBS-Covered Therapy
The therapist accepting Blue Cross Blue Shield coverage treats various behavioral issues and mental health disorders across all counties of North Carolina. Our services in Wilmington address mental health concerns through inpatient/residential, partial care, and intensive outpatient care, such as:
| Mental Health Conditions | Behavior and Emotional Conditions |
| Post-Traumatic Stress Disorder (PTSD) | Anger, Frustration & Aggression |
| Attention-Deficit/Hyperactivity Disorder (ADHD) | Relationship Concerns |
| Obsessive-Compulsive Disorder (OCD) | Chronic Illness Management |
| Borderline Personality Disorder (BPD) | Life Transitions, Traumas & Grief |
| Depression & Anxiety | Self-Esteem Issues |
| Eating Disorders | Substance Use Habits |
| Suicide & Self-Harm | Phobias |
Should I Consider EMDR Alongside Regular Therapy?Our mental health therapist says,EMDR is a psychotherapy approach that uses bilateral stimulation, such as guided eye movements, to help individuals process traumatic memories and reduce associated distress. If you have suffered from any trauma or emotional wound in the past, you can find in-person or telehealth EMDR, along with DBT and CBT near you in Wilmington.
Mental Health Services at EHG of NC Covered by Blue Cross Blue Shield
Empower Health Group of North Carolina is a rehab in Wilmington, NC that accepts major insurance plans, including Blue Cross Blue Shield (BCBS). Here is our list of therapists who accept BCBS in NC:
1. Cognitive Behavior Therapists
Our Blue Cross Blue Shield behavioral counselors use CBT for clients who are suffering from anxiety, depression, or substance use. They use cognitive therapy principles to improve stress management and may overcome disturbing thoughts.
Using cognitive behavioral therapy, our therapist may 3:
- CBT may help individuals identify thought patterns and behaviors associated with substance use and develop healthier coping strategies.
- Improve social gathering skills and interactions
- Overcome anxiety and trauma
2. Dialectical Behavior Therapists
DBT Blue Cross therapists consider dialectical behavior therapy techniques to help individuals with substance use and personality disorders.
Our approaches may help with conditions, such as:
- Manage thoughts of suicide and self-harm
- Overcome anger and frustration
- Reduce stress related to long-term inpatient hospitalization
- Concerns regarding eating disorders (bulimia, anorexia, binge eating) 4
- Changing irrational thought patterns leading to substance use
3. EMDR Therapists
The National Institute of Mental Health (NIMH) studied that 6.8% of adults in the United States will have post-traumatic stress disorder at some point in life 5. We offer in-person or telehealth EMDR trauma therapy programs, such as insurance-covered EMDR therapy.
Our EMDR therapist may use the rapid eye movement technique to treat a wide range of mental health conditions, such as:
- Prevent excessive trauma response from a past experience
- Reduce the emotional intensity of the traumatic event or memory
- Overcome intense emotions associated with alcohol/drug use
- Treat anxious and hopeless emotional situations
4. BCBS Therapists Leading Individual & Group Sessions
Our Blue Cross Blue Shield therapists near you use unique treatment approaches that work for both case-by-case and group sessions.
During the individual sessions, the therapist offers:
- Personalized schedule as per health condition
- Undivided attention and focus on the recovery goals
- Confidential and private sessions
- Non-judgmental space for emotional support
The American Psychological Association (APA) observed that group therapy is highly efficient 6. Group sessions allow the participant to have:
- Safe space to open up to individuals with the same conditions
- Healthy boundaries with the peer group
- Learn how to deal with the struggles collectively as a group
- Promote social and communication skills
- Affordable therapy option
5. Substance Abuse Family Counselors
Addiction to alcohol or drugs brings challenges, such as legal issues, socioeconomic turbulences, and family issues. To manage this, our BCBS therapists use family therapeutic counseling to strengthen the emotional connection of relationships, and 7:
- Recognize the value of family bonding during the session
- Impact of substance use disorder (SUD) on relationships
- Responding to emotional triggers effectively
- Non-blaming approach related to substance abuse
- Managing harmful and risky behavior along with abstinence
Note: To break the addiction wheel and manage mental health, other than BCBS, we also accept other insurances, including Aetna, Horizon, and UMR. For other insurance coverage, contact our admissions team at 910-335-9102 for instant verification.
At a Glance…
3 Different Types of BCBS Therapy Plans and Their Coverage
Most Blue Cross NC individual and family plans cover behavioral health services. Under the Affordable Care Act (ACA) mental health parity law, the plans are 8:
- Health Management Organizations (HMOs): Have a network of providers that offer affordable and predictable costs for specific services (co-pays). These include primary care, specialty visits, mental health services, labs, and medication management.
- Preferred Provider Organizations (PPOs): A more flexible option. With a PPO plan, an individual can choose between in-network and out-of-network BCBS mental health providers.
- Point of Service Insurance Plans (POS): Similar to a PPO plan, but is a hybrid between HMOs and PPO plans. There is an option to choose between in-network and out-of-network, depending on needs and preferences.
Empower Health Group of North Carolina Accepts Blue Cross NC
We have therapist that takes BCBS for substance use and mental health coverage. We offer:
- Inpatient mental health rehab program
- Partial hospitalization care program (PHP)
- In-person or virtual IOP for dual diagnosis
Here’s what to expect from our inpatient, PHP, and IOP mental health program:
- Same-day admission rehab service
- Blue Cross NC insurance verification
- Pre-authorization and document submission by our team
- Local Wilmington mental health therapists and specialists
- Multiple plan coverage options (PPO, HMO, POS, copays, coinsurances)
- American Society of Addiction Medicine (ASAM) continuum of care
Still looking for therapist that takes BCBS in Wilmington? Empower Health Group of North Carolina is located approximately 1 km east of Greenfield Lake’s eastern edge. Our address is 2106 South 17th Street, Wilmington, North Carolina.
FAQs Related to Finding Therapists That Take Blue Cross Blue Shield in NC
People looking for a Blue Cross Blue Shield therapist in North Carolina also ask:
Can I Find a Therapist That Takes BCBS in NC?
Yes. Many therapists, psychologists, counselors, and behavioral health providers in North Carolina accept Blue Cross NC insurance. Coverage depends on your plan type, network status, deductible, and benefits.
Is The North Carolina State Health Plan Blue Cross Blue Shield?
The State Health Plan of North Carolina administers these plans, and they are underwritten by BCBSNC, which offers coverage for in-network and/or out-of-network providers 9.
Does BCBS Cover Counseling?
Yes, BCBS typically covers individual and group counseling, such as EMDR counseling under therapy services.
Does Blue Cross Blue Shield Cover Mental Health Therapy?
Yes, BCBSNC provides coverage for mental health issues. Whether you are showing signs of dual diagnosis or need mental health disorder treatment, Blue Cross Blue Shield therapy coverage is available.
Can I Choose An Out-of-Network Counselor For the Blue Cross Blue Shield Plan?
Although BCBS of NC pays for the out-of-network counselor, it will cost more than an in-network provider. The exact cost depends on your plan and whether you have a PPO, POS, or HMO.
Is EHG Of NC In-Network With BCBSNC or Blue Cross Blue Shield?
Yes, our substance use and mental health rehab in NC is in-network with most BCBS plans. Our services cover medication-assisted treatment (MAT), therapy, and dual-diagnosis treatment at the lowest possible rates.
How Much Does Blue Cross Blue Shield Cover For Therapy?
Therapy costs vary by plan type. We accept most in-network plans, which usually have lower deductibles, copays, and coinsurance.
References
- https://www.ncbi.nlm.nih.gov/books/NBK594442/
- https://www.dol.gov/agencies/ebsa/laws-and-regulations/laws/mental-health-and-substance-use-disorder-parity
- https://pmc.ncbi.nlm.nih.gov/articles/PMC8489050/
- https://www.mdpi.com/2072-6643/17/12/2003
- https://www.nimh.nih.gov/health/statistics/post-traumatic-stress-disorder-ptsd
- https://www.apa.org/monitor/2023/03/continuing-education-group-therapy
- https://www.ncbi.nlm.nih.gov/books/NBK571088/
- https://www.hhs.gov/healthcare/about-the-aca/index.html
- https://www.uncfsu.edu/faculty-and-staff/divisions-departments-and-offices/divison-of-enterprise-operations/human-resources/benefits/state-health-plan
- https://www.bcbs.com/about-us/blue-cross-blue-shield-system
Medical Disclaimer:
EHG of NC aims to improve the quality of life for people struggling with substance use disorder and mental health issues. Our team of licensed medical professionals research, edit and review the content before publishing. However, this information is not intended to be a substitute for professional medical advice, diagnosis, or treatment. For medical advice, please consult your physicians or EHG of NC's qualified staff.
